* Verb: This is the most common usage. It can be a main verb expressing possession, experience, or action.
* Auxiliary verb: It helps form other verb tenses, like the present perfect ("I have eaten") or the past perfect ("He had finished").
* Modal verb: In cases like "I have to go", it indicates necessity.
Examples:
* Verb: "I have a cat."
* Auxiliary verb: "They have been studying all night."
* Modal verb: "You have to be kidding me!"