Here's how it breaks down:
* "ne" is the negative particle that comes before the verb.
* "avoir" is the verb "to have".
* "pas" is the negative adverb that comes after the verb.
Examples:
* "I have no money" - "Je n'ai pas d'argent."
* "She has no time" - "Elle n'a pas de temps."
* "They have no children" - "Ils n'ont pas d'enfants."
Important Note: You can also say "ne...rien" to mean "have no".
* "I have nothing" - "Je n'ai rien."
* "He has nothing to say" - "Il n'a rien à dire."
The choice between "n'avoir pas" and "ne...rien" depends on the context and what you want to emphasize.