Here are a few options:
Formal:
* Subah bakhair (सुबह बखैर) - This is the most formal way to say "good morning" and can be used in any situation.
* Subah as-salaam (सुबह अस्सलाम) - This is a more religious greeting, meaning "peace in the morning."
Informal:
* Shubh prabhat (शुभ प्रभात) - This is a common greeting used in most parts of India, including Kashmir.
* Namaskaar (नमस्कार) - This is another general greeting used throughout India, and can be used in the morning.
More informal:
* Bakhair (बखैर) - This is a shortened version of "Subah bakhair" and is often used between friends and family.
It's always best to use the most formal greeting when addressing someone you don't know well. You can then gradually use more informal greetings as you get to know them better.