Considering the garment:
* Coat: A longer, more formal garment with sleeves.
* Jacket: A shorter, more casual garment with sleeves.
* Dress: A longer garment for women, often with a skirt.
* Shirt: A shorter, more casual garment with sleeves.
Considering the style:
* Formal: A tunic is often associated with casual or informal wear.
* Tailored: Tunics can be loose-fitting, the opposite of tailored.
Considering the historical context:
* Armor: Tunics were sometimes worn under armor in ancient times.
Ultimately, the best opposite for "tunic" depends on the specific context in which you are using it.