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What is an abstract of judgment?

An abstract of judgment is a formal document that summarizes the final decision of a court in a case. It outlines the key points of the judgment, including:

* Parties involved: Names of the plaintiff (the person who filed the lawsuit) and the defendant (the person being sued).

* Court: Name of the court that issued the judgment.

* Case number: Unique identifier for the specific case.

* Date of judgment: When the court made its decision.

* Judgment amount: The amount of money owed, if any.

* Other orders: Any other instructions or requirements of the court.

Purpose of an Abstract of Judgment:

* Public record: It serves as a public record of the court's decision.

* Enforcement: It allows the winning party to enforce the judgment by taking actions like:

* Lien on property: Placing a lien on the defendant's property to secure payment.

* Wage garnishment: Collecting a portion of the defendant's wages.

* Bank account levy: Seizing funds from the defendant's bank account.

* Credit reporting: May be reported to credit bureaus, affecting the defendant's credit score.

Obtaining an Abstract of Judgment:

* The winning party typically requests the abstract from the court clerk.

* It's a formal document, often requiring specific procedures and fees.

* It can be used to register the judgment in other counties or states to enforce it across jurisdictions.

In essence, an abstract of judgment is a powerful document that allows the winning party to officially enforce the court's decision and recover their due.

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