Here's a breakdown:
* Prudence: The quality of being wise and careful in making decisions, especially about money or personal affairs.
* Prudential: Relating to or characterized by prudence.
Examples:
* Prudential decision: A decision made after careful consideration and planning, taking into account potential risks and benefits.
* Prudential investment: Investing money in a way that prioritizes safety and stability over potential for high returns.
* Prudential measures: Actions taken to protect against future harm or risk.
In essence, "prudential" implies a thoughtful and cautious approach to making decisions and managing risks, with a focus on long-term well-being.