1. Anklet: This is the most common meaning of "payal" in English. It refers to a type of jewelry worn around the ankle, often made of metal and adorned with beads, bells, or other ornaments.
2. Toe Ring: In some regions, "payal" might also refer to a toe ring, especially if it is a decorative ring worn on the big toe.
3. A type of Indian Musical Instrument: There is a specific type of Indian musical instrument called "payal" which is a type of ankle bracelet that produces a jingling sound when the wearer walks.
4. A Female Name: "Payal" is also a common female name in India.
To understand the correct meaning of "payal" in English, consider the context in which it's used.