For example, someone might say "I don't have a shmeckel to my name" instead of "I don't have a penny to my name."
It's important to note that "shmeckel" is a slang term and should not be used in formal settings. It's also considered somewhat offensive, particularly when used to refer to a person or group.
Therefore, it's best to use "shmeckel" sparingly and only in contexts where it is understood as a humorous or lighthearted term.