Formal:
* डाक्टरेट की उपाधि (Doktaret ki Upadhi): This literally translates to "Doctorate Degree." This is the most formal and accurate way to refer to a Ph.D.
* पीएचडी (PHD): This is a direct transliteration of "Ph.D." and is commonly understood, especially in academic circles.
Informal:
* डाक्टर (Doctor): This is a general term for "doctor" and can sometimes be used to refer to a Ph.D. holder. However, it's less precise than the other options.
Ultimately, the best choice depends on the context and your target audience.