Formal:
* Dhanyavaad (धन्यवाद): This is the most common and neutral way to say "thank you."
* Aaplya dhanyavaad (आपल्या धन्यवाद): This means "Thank you to you," a slightly more respectful way of saying thank you.
* Dhanyavaadaam (धन्यवादां): This is a more formal, polite way to say "thank you."
Informal:
* Abhaar (अभार): This means "thanks" and is a more informal way to express gratitude.
* Aaplya abhaar (आपल्या अभार): This means "Thanks to you" and is a casual, informal way to say thank you.
* Bhagwant aplya dhanyavaad deo (भगवंत आपल्या धन्यवाद देव): This is a more formal way to say "Thank you" which literally translates to "May god bless you."
Other phrases:
* Tumhala aabhhar (तुम्हाला अभार): This means "Thank you to you," a very personal and heartfelt way to say thank you.
* Tumche upkar aase (तुमचे उपकार आसे): This means "You have done me a favor."
* Tumhala aabhhar aani shubh prati aase (तुम्हाला अभार आणि शुभ प्रति आसे): This means "Thank you and best wishes to you."
Choosing the right phrase:
* The formality of the phrase depends on the situation and your relationship with the person you're thanking.
* When speaking to elders or someone you respect, it's better to use a more formal phrase.
* When speaking to friends or family, you can use a more informal phrase.
Important note: Konkani has several dialects, and some phrases may vary slightly depending on the region.