1. "Nanu ... illa" (ನಾನು ... ಇಲ್ಲ) - I don't have ...
* Example: "Nanu car illa" (ನಾನು ಕಾರು ಇಲ್ಲ) - I don't have a car.
2. "Nanu ... bēḍa" (ನಾನು ... ಬೇಡ) - I don't want ...
* Example: "Nanu kaape illa bēḍa" (ನಾನು ಕಾಫಿ ಇಲ್ಲ ಬೇಡ) - I don't want coffee.
3. "Nanu ... illadayē" (ನಾನು ... ಇಲ್ಲದೇ) - I live without ...
* Example: "Nanu car illadayē jeevisuttene" (ನಾನು ಕಾರು ಇಲ್ಲದೇ ಜೀವಿಸುತ್ತೇನೆ) - I live without a car.
4. "Nanu ... ondadare" (ನಾನು ... ಒಂದಾದರೆ) - I live without ... but ...
* Example: "Nanu car ondadare, nanage cycle ide" (ನಾನು ಕಾರು ಒಂದಾದರೆ, ನನಗೆ ಸೈಕಲ್ ಇದೆ) - I live without a car, but I have a bicycle.
5. "Nanu ... illadu" (ನಾನು ... ಇಲ್ಲದು) - I don't have ...
* Example: "Nanu car illadu" (ನಾನು ಕಾರು ಇಲ್ಲದು) - I don't have a car.
To choose the best phrase, consider the context and what you are trying to express. The first three phrases are the most common, and the last two offer additional nuance.