Here are some examples:
* "We've only scratched the surface of this issue. There's a lot more to learn."
* "This research has just scratched the surface of the potential applications of this technology."
* "My trip to Paris was amazing, but I only scratched the surface of all the things I wanted to see."
Essentially, it means you've barely begun to understand or experience something, and there is a lot more depth and complexity to it than you initially realized.