If you are referring to a time:
* 3h20: This would be the most common way to say "3:20" (3 hours and 20 minutes).
* Trois heures vingt: This is a more formal way to say "3:20".
If you are referring to a number:
* Trois vingt: This means "three twenty," but it's not commonly used for a specific number.
* Trois virgule vingt: This means "three point twenty," and would be used for a decimal number.
If you are referring to a quantity:
* Trois vingt: This could mean "three twenties," and would refer to a quantity of 60.
To be more specific, please provide the context.