Formal:
* ਮੇਰਾ ਪਿਆਰ (mera pyar): This is the most literal translation and is suitable for formal situations.
* ਮੇਰੀ ਮੁਹੱਬਤ (meri muhabbat): This translates to "my love" and is also suitable for formal occasions.
Informal:
* ਮੇਰਾ ਦਿਲ (mera dil): This literally means "my heart," but it's often used to express "my love" in a more intimate way.
* ਮੇਰੀ ਜਾਨ (meri jaan): This means "my life" and is a very affectionate way to refer to someone you love.
* ਮੇਰਾ ਸੱਜਣਾ (mera sajjan): This means "my beloved" and is a romantic way to address your significant other.
For a specific person:
You can also use the person's name with a term of endearment like:
* [Name] ਜੀ (ji): This is a respectful way to address someone, similar to adding "dear" or "honey" in English.
* [Name] ਪਿਆਰੇ (pyare): This means "dear [name]" and is a sweet and loving way to address them.
Ultimately, the best way to say "my love" in Punjabi depends on your relationship with the person and the situation.