* Noun: When referring to the ability to borrow money or the money borrowed itself.
* Example: "He has good credit." (Noun, referring to financial standing)
* Example: "The store offered him credit." (Noun, referring to the ability to borrow)
* Verb: When referring to the act of believing or accepting something as true or valid.
* Example: "I credit him with the invention." (Verb, meaning "attribute")
* Example: "The scientist credits her success to hard work." (Verb, meaning "attribute")
* Adjective: When used to describe something that is given on credit, meaning that payment is deferred.
* Example: "They bought the furniture on credit." (Adjective, describing the purchase)
So, the part of speech for "credit" is determined by its function in the sentence.