Here are some examples of how you can use it in English:
* "Kamu punya mobil?" (Do you have a car?) --> "Do you have a car?"
* "Kamu punya uang?" (Do you have money?) --> "Do you have money?"
* "Kamu punya teman?" (Do you have a friend?) --> "Do you have a friend?"
It's important to note that "kamu" can also be translated as "you" depending on the context, but in this particular phrase, it's best to translate it as "you have".