General Rules:
* Proper Nouns: If "health insurance" refers to a specific company or plan name, like "Blue Cross Blue Shield" or "Kaiser Permanente," then you should capitalize it.
* Common Nouns: If "health insurance" is used as a general term, like "The importance of having health insurance," then you do not need to capitalize it.
Style Guide Influence:
* APA Style: Generally, APA style prefers lowercase for common nouns, so you would use "health insurance."
* MLA Style: MLA follows similar rules to APA and would typically not capitalize "health insurance" unless it's part of a title.
* Chicago Style: Chicago style is more flexible, but generally, it would not capitalize "health insurance" unless it's part of a proper noun.
Example:
* Proper Noun: "My parents have Blue Cross Blue Shield health insurance."
* Common Noun: "It's important to consider your health insurance options before enrolling in a new job."
Tips:
* Read Your Assignment: Check if your professor or instructor has specific instructions on capitalization.
* Use Your Style Guide: If you're following a specific style guide (like APA, MLA, or Chicago), refer to its guidelines for capitalization.
* Be Consistent: Once you've made a decision about capitalization, stick with it throughout your essay.
In most cases, "health insurance" will not be capitalized unless it's part of a proper noun. However, always double-check the context and any applicable style guidelines to ensure accuracy.