Here's a breakdown of how it works:
* J' is the contraction of "je" (I) and "habite" (lives).
* habite is the present tense of the verb "habiter" (to live).
So, you would say:
* J'habite à [place] - I live in [place]
For example:
* J'habite à Paris. - I live in Paris.
* J'habite à New York. - I live in New York.
Important note: You can also use the verb "résider" (to reside) which is a more formal way to say "live."
* Je réside à [place] - I reside in [place].