For example:
* A loving mother: Here, "loving" describes the mother, indicating that she is full of love.
* A loving embrace: "Loving" describes the embrace, suggesting it is filled with affection.
However, "loving" can also be a present participle of the verb "to love". This means it can function as part of a verb phrase, like "She is loving the new puppy."
So, whether "loving" is an adjective or a verb depends on its use in the sentence.